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Marcus and I are about as opposite as two people can be. In 21 years of marriage we've rarely shared the same opinion on, well, just about anything. Most of our differences are minor and just a matter of taste, or the lack thereof, depending on which one of us you're talking to. But one of the biggest stressors is our differing opinions of what constitutes frugality.

Marcus's general belief is that money was made to be saved and not spent. Mine is that if it's on sale we should buy several. I love a good deal so I clip coupons and shop the outlets.

Years of squabbling about money finally culminated one day when I came home from the grocery store. Marcus, who was helping me unload the car, spied a box of name-brand cereal in one of the bags and commented that it must have cost a small fortune. I snapped.

"I had a manufacturer's coupon, plus an in-store double-off coupon," I shrieked. "That cereal only cost $1.50! Why can't you understand that I'm not like you? I enjoy buying a treat every once in awhile! In fact, this cereal was cheaper than a stupid box of oatmeal!"

Then out of utter frustration I threw the offending box at him. I'd never done anything like that before and we were both taken by surprise. But it felt so good that I grabbed the next thing my hand touched and threw that too. Thank goodness it was toilet paper and not a jar of Ragu!

As the box of cereal bounced off my chest I realized I'd probably gone over the line. When the toilet paper flew in my direction I nervously eyed the full bag of groceries in Janet's arms and did what any sensible man would have done; I got the heck out of there.

The words "control freak" have come up in one or two conversations, but I don't see myself as being overbearing or unreasonable. I just have a certain way I like to do things.

I've always wanted what's best for our family. But providing for a family of seven on a single income is a big responsibility. We need to spend every penny wisely. So it frustrates me when Janet makes what I consider to be impulsive purchases. I just think the money could have gone toward something important—like our savings account.

While I know Janet wants what's best for our family as well, I don't always agree with her approach. When she finds out about a sale, for instance, she'll buy things she normally wouldn't purchase because she says it's just too good a bargain to pass up. We still have 3.75 of the 4 bottles of hydrogen peroxide she bought at least five years ago because they were only 25 cents each.

But our mounting frustration over finances came to a head when Janet hit me with the box of corn flakes. Finally there was something we agreed on—we needed help.

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