Say You're Sorry! An apology is a good start, but is it enough when your spouse is really ticked off? Eileen Silva Kindig The Attic Fiasco I learned the meaning of "rafters" the hard way. Nancy Kennedy Financial Gain, Less Pain Try out these easy, money-saving tips. Cindy Crosby Reality Check If false assumptions are dragging your marriage down, pick it up with these six truths. Gary Chapman Make Thankfulness Happen As different as husbands and wives are, we need this point of connection. Annette LaPlaca From the Editors: Role Call

Letters Heart & Soul: Practicing humility. His & Hers: Dockers or Drawstring? Early Years: Stop marital gossip. Q & A: Generic Gift-Giver, Irksome Mother-in-Law and a Man Who Prays Alone. Work It Out: Matt & Amy Donnelly Smarter Choices: Why what you think matters. Real Sex: She Can't Forget His Past. Room for a View: Sleeping separately, getting along fine. Snapshot: Bret & Melanie Lott