Whoever has in common with others faith formed in love, this suffices for salvation when accompanied with the grace of perseverance. For God, who gave the first faith, will give to his soldier clearer faith, unless he puts some hindrance in the way. For God does not demand of all his children that they should continuously during their sojourn here be in the particular act of thought about any particular point of faith, but it is enough that, putting aside inertia and callousness, they have faith formed as a habit.

Faith, we must understand, is twofold: the one unformed, which is exercised by the demons who believe and tremble; the other faith formed in love. The latter, accompanied with perseverance, saves, but not the former. Hence with reference to the faith formed in love the words were spoken: "Whosoever believeth in the Son of God, hath eternal life" (John 3:15). And the Savior said to Peter, who had that faith and professed it: "Blessed art thou, Simon Bar-Jonah."

This faith is the foundation of the other virtues which the church of Christ practices. Inasmuch as faith is not of things which appear to the senses but of hidden things and inasmuch as it is difficult to believe hidden things, therefore two elements are necessary to faith in order that we may believe anything truly: (1) the truth which illumines the mind, (2) the authority [evidence] which confirms the mind.

Here belongs one property of faith, that it is concerned alone with the truth—all falsehood being excluded—the truth which the faithful ought to defend even unto death.

The second property of faith is, that without proof and special knowledge it is obscure to the faithful, for what we see with the eye we cannot be said to believe. And the saints in ...

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