For the last week, I have been tracking my junk mail. In five days I received:

• Four credit card offers (two pre-approved—woo hoo!)
  
• 20% off at a large retailer (for a limited time only)
  
• An offer to pay my mortgage off five years early (although I do the paying)
  
• A fund update from Fidelity (well, guess I won't be paying that mortgage early)
  
• Three assorted letters from my church (hope the communications department doesn't read this article)
  
• A Home Depot offer touting no payments for a year (which I hid from my husband because we need to afford our mortgage)
  
• A "personal" letter from a dentist welcoming me to the neighborhood (I moved in a year ago and floss regularly to avoid dental bills that rival our mortgage)
  
• And many other pieces much less memorable
  

I live in a condo building built in the 70's with small mailboxes. If my husband and I don't check our mail every day, it literally overflows to the point where the postman can no longer close our mail slot. Yet despite the constant influx of ...