What do you do when your spouse is downsized, placing your upper-middle-class lifestyle and your very home in jeopardy? Some people might get depressed, get a job, or get a new paradigm along with the new tax bracket. But if you're Bridget Cardigan (Diane Keaton), you decide to rob the Federal Reserve Bank.
This isn't her initial plan, mind you. She does try to find a job, discovering the hard way that her long-ago degree in comparative lit and her non-existent typing skills make her qualified for just about nothing. When she discovers that the janitor job at the Federal Reserve Bank in nearby Kansas City comes with benefits, Bridget begrudgingly dons a jumpsuit and some rubber gloves and dives in to save the family medical coverage—inexplicably leaving her unemployed and perfectly capable husband Don (Ted Danson) at home all day to hang out on the couch.
When Bridget spies the bags of worn-out bucks being destroyed each day, she begins to devise a plan. (It seems her employment agency counselor underestimated Bridget's educational background. Apparently her degree in comparative lit—or perhaps all those years of watching Law & Order—honed her skills at planning a high-stakes heist.) Of course, Bridget can't pull off the scam single-handedly, so she sets out to find some accomplices. Through her keen observation skills and a few carefully devised tests (like seeing if a coworker would pocket or report a wayward bill), Bridget sets her sights on Nina (Queen Latifah), a conscientious single mom whose job involves feeding the retired bills into the shredder, and Jackie (Katie Holmes), a flighty walking dance party, who transports the bins of retired bills.
After some arm-twisting, both women decide to sign on—and ...1